Anuj Anand Malik

Founder, AMA Legal Solutions

Anuj Anand Malik, Founder of AMA Legal Solutions, is a trusted advocate, loan settlement expert, legal advisor, and banking lawyer. With over a decade of experience in loan settlement, corporate law, financial disputes, and compliance, he leads a result-driven law firm based in India that helps individuals, startups, and businesses achieve legal and financial stability.

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Professional Biography

At Legal Recovery India, Anuj Anand Malik architects complex legal strategies to hold giant e-commerce platforms, builders, employers, insurance companies, and service providers accountable. His approach blends aggressive pre-litigation notice drafting with formidable courtroom advocacy. By meticulously documenting digital evidence—such as unboxing videos, WhatsApp acknowledgments under Section 63 BSA, email trails, and banking ledgers—he frequently forces corporate legal departments into out-of-court settlements within 7 to 15 days.

He regularly publishes detailed legal recovery guides and procedural manuals aimed at demystifying Indian civil, labour, and consumer law for citizens, freelancers, and MSMEs.

Key Practice Areas

E-Commerce & Consumer Refunds

Holding marketplace platforms and sellers liable for wrong product deliveries, return rejections, and refund delays under the Consumer Protection (E-Commerce) Rules, 2020.

Salary & F&F Settlement Recovery

Enforcing timely payment of wages, withheld notice-period salary, relieving letters, and Full & Final settlements via Labour Commissioner & Samadhan escalation.

Banking, ECS & Cyber Fraud Disputes

Securing reversals for unauthorized ECS/NACH auto-debits, fraudulent UPI/card transactions under RBI Zero-Liability circulars, and wrongful lien freezes.

Pre-Litigation Legal Notices

Drafting statutory legal notices under Order 37 CPC, Section 138 NI Act, and the Limitation Act to resolve money recovery claims without prolonged court trials.